Momentum is a “virtual CFO” platform for SMEs helping with cashflow, cost management and sales planning. The platform is seamlessly integrated with bank account, accounting software and SaaS business applications in order to provide a real-time view of business and help with day-to-day tasks. Momentum supports financial management (invoicing, expense and receivables management, employee cost tracking etc.) as well as provides visibility and insight into the cash in the SME business that is available today and in the future. Built-in smart logic analyzes data on a continuous basis and provides the user with actionable notifications about potential cashflow problems or opportunities he/she may wish to act on.

Functional overview
Financial data management, cashflow forecasting
Input data
• Banking data synchronization - we are supporting fully automated data sync from most of UK Banks as well as other EU markets (Spain, Poland, Germany). This supports multibanking SMEs and integra...
Momentum is a “virtual CFO” platform for SMEs helping with cashflow, cost management and sales planning. The platform is seamlessly integrated with bank account, accounting software and SaaS business applications in order to provide a real-time view of business and help with day-to-day tasks. Momentum supports financial management (invoicing, expense and receivables management, employee cost tracking etc.) as well as provides visibility and insight into the cash in the SME business that is available today and in the future. Built-in smart logic analyzes data on a continuous basis and provides the user with actionable notifications about potential cashflow problems or opportunities he/she may wish to act on.

Functional overview
Financial data management, cashflow forecasting
Input data
• Banking data synchronization - we are supporting fully automated data sync from most of UK Banks as well as other EU markets (Spain, Poland, Germany). This supports multibanking SMEs and integration of 360 financial data from different Banks and accounts.
• Accounting data synchronization from online and desktop-based systems (200+). We have direct connectors (e.g. as Xero Partner) and use middleware solutions for most popular packages (Sage, QuickBooks etc.)

Use imported data to present 360 financial view and forecast cashflow
• Automated cashflow prediction based on historical data (cost/revenue pattern detection and categorization) and including realistic scenarios, i.e. expected money flows based on the real paying behaviors of SMEs’ customers, historical delays etc.
• Different forecasting mechanisms allowing SME to model future cash flow based on historical data, planned investment/opportunities as well as sales plan
• Detailed view of historical and forecasted cash flow with interactive visualizations and drill-downs enabling looking at data from different angles.
• Automatically calculated KPIs providing real-time business health checks, customizable and recommended to the user based on his/her SME business line and company specifics, as well as benchmarking against peers
• Transaction Details - Enables SME users to view, filter transactions and manage vendors, customers and employees.
Support decisions
• What-if scenario based planning that allows SME to test business decision with predefined and user created scenarios (e.g. Momentum- tell me what will happen if I will lose my key customer?)
• Business model planner that allows the user to plan or re-plan t
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