Endless Wallet creates a more fair and reliable means of credit worthiness by allowing individuals and businesses to judge an individual's true risk of default and determine a more equitable cost of capital, based on terms agreed upon between the parties. In essence, we provide a platform for peer to peer lending based on non-traditional creditworthiness. Our platform is a dual sided application for lenders and borrowers.

On the Lender side, we provide access to portfolio diversification into the personal lending market. We also provide a way for individuals with expendable capital to get a larger return than leaving the money in an interest baring account.

On the borrower side, we provide individuals with lower credit scores an opportunity to secure a fairly priced loan. We do an intensive creditworthiness assessment based on non-traditional credit factors to assign individuals a true determination of their risk of default on a loan payment. In doing so, we give dignity to a borro...
Endless Wallet creates a more fair and reliable means of credit worthiness by allowing individuals and businesses to judge an individual's true risk of default and determine a more equitable cost of capital, based on terms agreed upon between the parties. In essence, we provide a platform for peer to peer lending based on non-traditional creditworthiness. Our platform is a dual sided application for lenders and borrowers.

On the Lender side, we provide access to portfolio diversification into the personal lending market. We also provide a way for individuals with expendable capital to get a larger return than leaving the money in an interest baring account.

On the borrower side, we provide individuals with lower credit scores an opportunity to secure a fairly priced loan. We do an intensive creditworthiness assessment based on non-traditional credit factors to assign individuals a true determination of their risk of default on a loan payment. In doing so, we give dignity to a borrower by not assigning them a number; while also allowing an additional non-tangible benefit to lenders known as ROSI.

ROSI is a psychological benefit gained from the return on social investment. Similar to when you give a child $5 to buy ice cream, you get a benefit from seeing the happiness derived from your investment. The same psychological benefit is derived when knowing your investment went to helping provide happiness to another individual. We provide this psychological benefit to lenders while also providing them with a profit. We benefit the borrowers as well by getting better loan rates.

All together we make personal lending accessible to all at an affordable rate to all.
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Employees

Mitchell Sigesmund
Admin
Mitchell Sigesmund Partner I’m an ambitious and focused entrepreneur. I always have a can-do attitude and I strive for success. I help others be their best.