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I've been knowing FinMonster's CEO Jess and also his co-founder Ming for more than 4 years. As ex-bankers, Jess and Ming know inside outside the pain points on SME loan and are committed to contribute on making a disruptive change to the industry. Their idea is innovative and more importantly, has a high potential to address the pain points directly and give a win-win solution to both bankers and SME owners. I strongly believe that FinMonster has the potential to revolutionize the industry with their AI technology, and their market is right at the entire South East Asia region.