We are fintech start-up that is looking to innovate and disrupt the manner in which financial services are delivered to customers. We are currently a B2B2C that reaches to our end users through Financial Institutions. Currently we have signed up with 2 Financial Institutions in Sri Lanka and Cambodia. Initially we introduced our award winning platform iPay which is positioned as a Platform beyond Payments. The iPay platform is currently launched in Sri Lanka and Cambodia and focuses in digitizing the customer and merchant journey when it comes to payments. Most payment applications focus on the customer, however we pay heavy emphasis on digitizing and empowering our 15,000+ merchant network which mostly comprises of micro and small enterprises. We have provided a range of digital features in the app such as an easy to use 3 step digital marketing platform which pushes merchant advertisements to customers via SMS, Email and push notifications. This feature gives the micro and small ente...
We are fintech start-up that is looking to innovate and disrupt the manner in which financial services are delivered to customers. We are currently a B2B2C that reaches to our end users through Financial Institutions. Currently we have signed up with 2 Financial Institutions in Sri Lanka and Cambodia. Initially we introduced our award winning platform iPay which is positioned as a Platform beyond Payments. The iPay platform is currently launched in Sri Lanka and Cambodia and focuses in digitizing the customer and merchant journey when it comes to payments. Most payment applications focus on the customer, however we pay heavy emphasis on digitizing and empowering our 15,000+ merchant network which mostly comprises of micro and small enterprises. We have provided a range of digital features in the app such as an easy to use 3 step digital marketing platform which pushes merchant advertisements to customers via SMS, Email and push notifications. This feature gives the micro and small enterprises access to target and personalized marketing without any significant cost or without any significant investment. In addition we also provide a range of digital features such as digital bookkeeping, receipt printing all using their smartphone app which if not would require a considerable investment.

For this program we nominate our latest product OYES which stands for Opening Your Earned Salary. This is a product focused on the bottom tier of the labor force also called the blue collar workers. Employees earn their salary every day we go to work, however employees are paid only monthly (in most countries in Asia salaries are paid only monthly). Our target range of employees do not have sufficient savings and also do not have access to formal financing as a result of insufficient collateral. Hence they fall prey to informal money lenders that charge exorbitant interest rates in the event they face a financial emergency. OYES product offers salary advance facilities thereby eradicating the need to obtain Pay day loans or high interest rate loans from informal money lenders.
More information

Employees

Denham Perera
Admin
Denham Perera Product I am Business Systems Analyst working for both products iPay and OYES platforms.