University studies are becoming increasingly expensive and they risk to cut off part of the world population out of the most effective growth instrument in the society.
For this reason, we want to create a financing platform where students can, upon some conditions, get funded by investor all over the world. In this way disadvantaged but brilliant students can have access to good quality education and create value for the society. Once graduated, they will progressively start paying back the loan.
On the other hand, investors will be rewarded by getting paid back by a safe and well diversified portfolio. In fact, once the loan is granted to the student, it can be combined with many more and then it is transformed in chunks of transferrable securities on a Blockchain. This transformation ensures the investors can find securities of different maturities (and possibly different risk profiles) that suit better their needs. Investment risk will be mitigated by diversifying the portfolio and ensuring transparent reporting of the student over the time. more