iPYGG is an AI-based investment app that aggregates all of bank accounts, makes savings hassle-free & gives you Gold-Standard investment advice based on your unique personal data to help meet your financial goals.

Most of the Millionaires and Billionaires got a Private bank or wealth manager helping them to grow and manage their wealth.
However, In Hong Kong, 62% of Millennials live from paycheck to paycheck and 30% of the Bankruptcy cases come from Millennial due to overspending habits with their credit cards.

iPYGG helps millennials to save unconsciously, which is the way users save unconsciously while spending with the linked credit cards. It rounds up the purchase amount to integer and saving the spread in iPYGG. The amount in iPYGG can be transferred into the investment portfolio automatically.

We also provide robot-advisor for investment purpose, portfolios are classified from Conservative to Aggressive 6 portfolios which invest in the US ETFs, We adopt academic theories to construct our portfolio and iterate the constituents according to the market situations and fluctuations. It maximises the expected return based on a given level of market risk. The expected return is from 3-15% and the minimum investment amount is just HK100. In addition, we also provide a customised portfolio to our users, allowing users to build their own portfolio with Crypto-currency, Tech companies & Biometric companies etc.

iPYGG consolidates bank accounts and takes care all of the financial needs via Open Finance and A.I.
Your financial information will be analysed by AI and users will be advised the best financial moves to improve their financial status, e.g. asset evaluation, debt restructuring and taxation automation. The process will be easily completed by Robot Process Automation (RPA) and disruptive in our lives. more