Subscribe to money (for financial emergencies such as income down cycles, insufficient balance for bills or dues) and tools to manage money, for a simple monthly subscription fee of USD5.99 without interest/FICO checks/other fees. Line is delivered to individuals via Corporate Partnerships, Payroll Marketplaces, Points of Payment Failure, Bill Payment systems, AppStore and more. Individuals qualify for up to $500 of emergency funds, use it when they need it and return it over 12 months, without interest or other fees. Individuals who demonstrate good financial behavior (consistently returning the principal, paying subscription on time, saving when they have excess income, reducing expenses per advise from our AI, following recommended budget etc.) can infinitely level up their Line beyond $500. They can track their progress via a game we have developed within the app. Users who do not qualify for a line also get a cheat sheet and tracker to track their progress and eventually qualify for a line. All of this is always delivered without interest, income restrictions, FICO checks or hidden fees. If you are not qualified for a Line, you do not pay any fees and services that help you qualify for a line are delivered for free. more