M-Eskudo “bank in your hand” is the next generation of digital finance based on a dedicate device for the underserved. It aims to be the global anywhere anytime remote platform for banking.
It is a platform for incumbent and non-traditional Financial Institutions (B2B2C model) that seek to disrupt banking by strengthen their foothold in the digital age and offer differentiated services. It is ready for Internet of Things and in the future may support blockchain nodes. It is based on a patenting device inspired in payment cards (2,5bn users worldwide), passbooks (850m) and mobile banking (110m) replicating what customers love, while eliminating what they and respective bank dislike in each of these products. It provides a last-mile access to banking, so convenient, safe and easy that everyone, independent of literacy, will use it.
The concept has been deeply world-wide market studied, including field tests and a EU structural funded proof-of-concept with a large European bank (CGD),...
M-Eskudo “bank in your hand” is the next generation of digital finance based on a dedicate device for the underserved. It aims to be the global anywhere anytime remote platform for banking.
It is a platform for incumbent and non-traditional Financial Institutions (B2B2C model) that seek to disrupt banking by strengthen their foothold in the digital age and offer differentiated services. It is ready for Internet of Things and in the future may support blockchain nodes. It is based on a patenting device inspired in payment cards (2,5bn users worldwide), passbooks (850m) and mobile banking (110m) replicating what customers love, while eliminating what they and respective bank dislike in each of these products. It provides a last-mile access to banking, so convenient, safe and easy that everyone, independent of literacy, will use it.
The concept has been deeply world-wide market studied, including field tests and a EU structural funded proof-of-concept with a large European bank (CGD), a technology government agency (INOV), a payments multinational (MasterCard), leading business schools (LBS and HBS) and a fintech leading consultancy (Accenture). The technology is ready for prototyping and pilot.
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