Our approach is simple:

1. Create a rich data repository about underserved individuals specifically, and communities broadly, that allows us to really understand our users
2. Use data and analytics to create a financial road map for each individual user
3. Identify the best financial product and service providers to achieve their financial objectives
4. Deliver rich personalized content and product information to each user through a mobile application
5. Create user loyalty and stickiness through financial literacy, gamification and community content
6. Acquire users through strategic partnerships with unions, municipal governments, employers and national community organizations

MoCaFi offers a user-centric platform that creates a financial social graph for each individual. This graph provides a snap shot of the financial products and services that users should be using based on their particular life age and stage. This becomes the road map, so they can follow to lead healthy, ...
Our approach is simple:

1. Create a rich data repository about underserved individuals specifically, and communities broadly, that allows us to really understand our users
2. Use data and analytics to create a financial road map for each individual user
3. Identify the best financial product and service providers to achieve their financial objectives
4. Deliver rich personalized content and product information to each user through a mobile application
5. Create user loyalty and stickiness through financial literacy, gamification and community content
6. Acquire users through strategic partnerships with unions, municipal governments, employers and national community organizations

MoCaFi offers a user-centric platform that creates a financial social graph for each individual. This graph provides a snap shot of the financial products and services that users should be using based on their particular life age and stage. This becomes the road map, so they can follow to lead healthy, productive financial lives. If a user wants additional guidance, MoCaFi will suggest a narrow set of high quality products that can fulfill their needs and help them achieve the objectives of their roadmap.

If a user becomes a paid member, they will have access to a virtual financial resource who can answer basic financial questions and walk them through their financial social graph.

MoCaFi consistently works on creating opportunities for further engagement on the platform. As users work with the platform, MoCaFi will help them navigate a broad array of services including personal cash management, consumer lending, investments and personal insurance coverages. For example, MoCaFi Cash Services (powered by a third party provider) will provide users with mobile phone access to a lower check cashing processing rates than traditional check cashing outlets; allow a user to put funds “real time” into any bank account that they may have, in a convenient low hassle way. This immediate value added service to MoCaFi users becomes an entry point for potential users to explore other aspects of our application. This, plus a robust road map of additional services, will provide a high level of trust will be built through engaging financial literacy that takes advantage of behavioral science and interactive tools. We expect users to become paying subscription members as they become more tethered to the platform.
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Advisors

Admin
Tom Hutton
Admin
Michael Carpenter
Admin
Alvin Bowles
Admin
Phil Thompson

Employees

Admin
Ridge Montes

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