Mobility Capital Finance (dba MoCaFi) is a black-owned and led seed-stage fintech company. We serve those who do not have access to safe and beneficial products and services at the best price. Our target clients are typically misunderstood and overlooked by traditional banks. Furthermore, they are not the beneficiaries of innovation or technology that is targeted at their behaviors and needs.

Our platform:

1. Mobility Bank Account - a debit card and a mobile app, providing the underserved access to a network of deposits, withdrawals, and purchases everywhere Debit Mastercard is accepted, for free. Cardholders can use AllPoint ATMs for no-fee withdrawals, Vanilla Direct retail locations for no-fee cash loads, and photo deposit approved checks using the Ingo Money integration. App users benefit from rent payment reporting to Equifax and TransUnion, Vantage Score tracker, and a proprietary financial literacy program.
2. Municipal Cards - MoCaFi empowers cities to turn their municipa...
Mobility Capital Finance (dba MoCaFi) is a black-owned and led seed-stage fintech company. We serve those who do not have access to safe and beneficial products and services at the best price. Our target clients are typically misunderstood and overlooked by traditional banks. Furthermore, they are not the beneficiaries of innovation or technology that is targeted at their behaviors and needs.

Our platform:

1. Mobility Bank Account - a debit card and a mobile app, providing the underserved access to a network of deposits, withdrawals, and purchases everywhere Debit Mastercard is accepted, for free. Cardholders can use AllPoint ATMs for no-fee withdrawals, Vanilla Direct retail locations for no-fee cash loads, and photo deposit approved checks using the Ingo Money integration. App users benefit from rent payment reporting to Equifax and TransUnion, Vantage Score tracker, and a proprietary financial literacy program.
2. Municipal Cards - MoCaFi empowers cities to turn their municipal IDs into a tool for financial inclusion with all of the benefits of the MoCaFi card plus shop local rewards, local content and low-cost, efficient delivery of subsidies to supported residents, businesses and city employees.
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Advisors

Tom Hutton
Admin
Tom Hutton
Michael Carpenter
Admin
Michael Carpenter
Alvin Bowles
Admin
Alvin Bowles
Phil Thompson
Admin
Phil Thompson

Employees

Ridge Montes
Admin
Ridge Montes