We think global and act locally.

We aggregate the Rural Banks and Other non-bank financial institutions by creating a Pearl Pay Domestic electronic payment Network by Providing a white label e-Wallet solution, interconnecting banking, remittance and payment industry.

Pearl Pay aims to leapfrog the 454 untapped rural banks for E-Money transactions to issue white label mobile wallet instead of the traditional and expensive chip card-based technologies, thereby creating a network and provide other services such as microfinance and microinsurance besides payments, It will allow us to start turning around the cash to e-money ratio by empowering rural banks to participate & thrive in the digital economy.

Pearl Pay Mobile Wallet
A white-label product that allows rural banks to launch their own virtual prepaid Pearl Pay accounts as fast as 30 days.

Pearl Pay Remit
A mobile wallet app designed for over 10 million OFW (Overseas Filipino Workers) that will allow them to send money to the ...
We think global and act locally.

We aggregate the Rural Banks and Other non-bank financial institutions by creating a Pearl Pay Domestic electronic payment Network by Providing a white label e-Wallet solution, interconnecting banking, remittance and payment industry.

Pearl Pay aims to leapfrog the 454 untapped rural banks for E-Money transactions to issue white label mobile wallet instead of the traditional and expensive chip card-based technologies, thereby creating a network and provide other services such as microfinance and microinsurance besides payments, It will allow us to start turning around the cash to e-money ratio by empowering rural banks to participate & thrive in the digital economy.

Pearl Pay Mobile Wallet
A white-label product that allows rural banks to launch their own virtual prepaid Pearl Pay accounts as fast as 30 days.

Pearl Pay Remit
A mobile wallet app designed for over 10 million OFW (Overseas Filipino Workers) that will allow them to send money to the Philippines in just minutes and at a fraction of a cost of a traditional bank wire transfer. The Philippines has ranked number 3 in the top remittance receiving countries for 2016.

Pearl Pay PESO
An innovative product designed to transform micro, small and medium enterprises with existing stores like the sari-sari store (neighborhood sundry store), pawnshop, barber shop, pharmacy, gasoline station and other similar types of businesses to become a money remittance agent.

44% of Filipino adults had domestic remittance in the past six months. And on the average spends about 21 minutes and Php 43.00 (Approximately USD 1.00) to go the nearest financial access points.

To date, Pearl Pay has signed over 200 unique rural banks for a proof of value. Pearl Pay has a CSR partnership with Plastic Bank a canadian based, IBM backed and funded that aims to solve ocean plastic crisis as well as solve poverty around the globe. Pearl Pay has passed second stage commercial viability/marketability evaluation of DOST (Department of Science and Technology) in Philippines. Pearl Pay has finished first stage talks with BSP (banko Sentral ng Pilipinas or Central Bank) for a sandbox license. earl Pay have partnered with Marshal, which is sole distributor of VeriFone POS in the MENA (Middle East North Africa) region with over 500,000 POS terminals across 18 regions. Pearl Pay recently placed top 20 out of 600 applicants in Startupbootcamp Dubai 2019. Pearl Pay as signed POC with 3 "big Banks" in Ph.
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SPARKY PERRERAS
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SPARKY PERRERAS CEO Spark acquired his IT and entrepreneurial skills from the best university in the world, University of Experience.