We are developing a new type of affordable lending product specifically aimed at freelancers which ties loan repayment to income, rather than via fixed repayment schedules.

Our target customers are self-employed professionals -- software engineers, contractors, creatives, etc. -- who are in their first few years of freelancing and need money for either up-front business expenses (equipment, marketing, travel, accreditation etc.) or personal expenses while they adjust to flexible income (eg. rent and living costs).

We have developed a prototype based on Open Banking technology which allows us to see customers' bank account data and extract repayment....
We are developing a new type of affordable lending product specifically aimed at freelancers which ties loan repayment to income, rather than via fixed repayment schedules.

Our target customers are self-employed professionals -- software engineers, contractors, creatives, etc. -- who are in their first few years of freelancing and need money for either up-front business expenses (equipment, marketing, travel, accreditation etc.) or personal expenses while they adjust to flexible income (eg. rent and living costs).

We have developed a prototype based on Open Banking technology which allows us to see customers' bank account data and extract repayment.
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Valeriu Ionescu
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Valeriu Ionescu CEO FP&A professional within fintech covering lending, neo-banks and payments