We allow similar risk individuals to access cheaper group health insurance.

We want to create Health Insurance 3.0. The current individual market is failing as healthy people leave the marketplaces/and premiums rise.

Instead of general one size fits all approach, we create groups of people with similar risk profiles and underwrite these groups separately with different plan designs/risk assessments. The insurance costs goes down because members are invested to encourage each other to live healthy lives and in case, medical care is required, come together as a community for support. This was what health insurance was supposed to be.

Our first product is a health insurance plan for international students studying in US schools. International students have lower healthcare utilization compared to their domestic peers for many reasons, and creating a unique pool for them allows us to offer the same benefits for radically lower cost, up to 1/3 the cost of school offered health insur...
We allow similar risk individuals to access cheaper group health insurance.

We want to create Health Insurance 3.0. The current individual market is failing as healthy people leave the marketplaces/and premiums rise.

Instead of general one size fits all approach, we create groups of people with similar risk profiles and underwrite these groups separately with different plan designs/risk assessments. The insurance costs goes down because members are invested to encourage each other to live healthy lives and in case, medical care is required, come together as a community for support. This was what health insurance was supposed to be.

Our first product is a health insurance plan for international students studying in US schools. International students have lower healthcare utilization compared to their domestic peers for many reasons, and creating a unique pool for them allows us to offer the same benefits for radically lower cost, up to 1/3 the cost of school offered health insurance.
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