Voicy Pay

All the payment method requires object or device like cash, credit cards, smartphone or smart-tags.
We will change it.
We will present innovative payment solution with only voice, no wallet, no smartphone.
It is impossible or annoying to bring wallet or smartphone in situation like swimming at pools or beaches, jogging or shopping with baby in their hands or with their children.
It is also annoying to bring them worrying about thieves in the crowd such as live music venue or traveling abroad as a stranger exchanging new currency.
Also, taking off gloves and picking up those during sports like skiing or riding motorcycle as well.

According to our survey on 100 people, 70% answered positive to use voice payment method if it is safe.

We will provide voice payment platform connecting user and business owner with our app and smart speaker.
User registers their passphrase and security setting in our app beforehand.
Business owner put smart speaker like Amazon Echo or Google Home on their site.
They will install our Voicy pay skills of the smart speaker.
Skill of the smart speaker authenticate users by only voce password and make settlement according to the security level, boundary and maximum amount of price. User can register their password and select security level manually beforehand via our app.

User can set balance of convenience and security according to their intention.

[Example setting for user]

Location boundary on 3 levels
Level 1: user's residential city selected by user
Level 2: customised area editable on the map by user
Level 3: outside the city not selected by user

maximum amount of price on 3 levels
Level 1: ¥6,000
Level 2: ¥9,000
Level 3: ¥0

pass phrases on 3levels
Level1: one password
Level2: combination of password (phrases)
Level3: combination of password (phrases) and advanced voice uniqueness recognition

Business model:
Settlement commission 2%
Optional monthly plan for additional security