The Unmortgage helps people buy a home without a mortgage, where they put in a minimum 5% deposit and pay rent on the portion they don't own.

If you earn £50k you probably rent a home worth up to £500k, comfortably affording the rental payments.

But of you want a mortgage, the bank will lend you £200k. That doesn't buy you much, let alone a home.

Skip the 'starter' flat and buy your family the home you aspire to live in.

Alongside making home ownership affordable, The Unmortgage solves two major problems of residential real estate investing: sourcing stocks at scale and yield reducing fees and costs.

By turning tenants into co-owner occupiers, in exchange for help to buy a home, they do the sourcing and maintaining.

Pension funds want to invest in residential real estate. However they find sourcing stock isn't scalable and fees are prohibitively high.

The Unmortgage makes sourcing stock scalable so that long term investors can for the first time access the £4tn of owner-occup...
The Unmortgage helps people buy a home without a mortgage, where they put in a minimum 5% deposit and pay rent on the portion they don't own.

If you earn £50k you probably rent a home worth up to £500k, comfortably affording the rental payments.

But of you want a mortgage, the bank will lend you £200k. That doesn't buy you much, let alone a home.

Skip the 'starter' flat and buy your family the home you aspire to live in.

Alongside making home ownership affordable, The Unmortgage solves two major problems of residential real estate investing: sourcing stocks at scale and yield reducing fees and costs.

By turning tenants into co-owner occupiers, in exchange for help to buy a home, they do the sourcing and maintaining.

Pension funds want to invest in residential real estate. However they find sourcing stock isn't scalable and fees are prohibitively high.

The Unmortgage makes sourcing stock scalable so that long term investors can for the first time access the £4tn of owner-occupied residential as an investable asset class.
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Investors

Playfair Investment portfolio
Admin
Playfair Investment portfolio A London based early and seed stage investor in technology start ups

Recommendations

Douglas Squirrel

Rayhan is one of the most persistent, resourceful entrepreneurs I know (and I know a lot - see douglassquirrel.com for some of my history with startups). I know he has pivoted a few times, each with good reasoning and an inquiring mind; I am confident he will benefit from further mentoring and help from an accelerator.

(Can't speak to other founders as I only know Rayhan).