Xtra

Our underlying technology layer enables sign-ups, KYC, aggregation of different financial services, discounting, payments, and claims processing.

Individuals, Businesses, and Government Entities have to follow a simple process to enable access to a diverse set of financial services for their users.

Our Platform is built in a way that:

Sponsors (i.e. Organizations, Businesses, and Governments) can simply upload a set of users or have themselves sign up through any scalable channel such as a mobile app through integrating our APIs or using our ready to use applications.

We enable those users to access different services those financial service products enable, for example, healthcare through health insurance, savings plans through asset managers, loans through banks, and more.

Payments can be made through payroll, payment methods, or through direct invoicing.

Sponsors can pay for the services themselves, subsidize them, or simply provide access knowing their users are getting curated services that fit their criteria, which can include, sharia compliance, priority products such as health insurance, minimum coverage levels, and more.

Claims and cashouts are simplified with minimum requirements and directly transferrable to their linked bank accounts, wallets for an end to end digital experience.

Financial Services companies can drastically reduce the pricing of these products as their cost of customer acquisition and client servicing through the platform is a fraction of what a digital second based approach costs.

By combining, managed, and simplifying these steps we have created a financial inclusion as a service platform that enables any sponsor, across the spectrum to deliver scalable social impact for their communities.